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Son-of-a-Weizen

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Posts posted by Son-of-a-Weizen

  1. COVID-19 III: No Politics For Thee

    in Miscellaneous - Non-Political

    Posted

    23 hours ago, Dmitry said:

    Yes, thanks for checking up. It's been 9 days for me, and I'm now positive that this thing will not kill me. Without going into too much unnecessary, self-pitying detail, I'll just say that this bitch is bad. Another board member who also had the COVID has been a strong support, as we've been corresponding via Private Messages almost daily. 
    Dub Modal, my only advice is to keep a detailed daily journal of your condition; I started doing that, and rereading my symptoms from Day 1 gives the only true perspective on one's condition. That, and stay away from reading anything covid-related; you'll go nuts. Ultimately you'll recover. Good luck! 

     

    Happy to hear that you are on the mend, Dmitry. 

  4. LF: Donald Byrd/Pepper Adams Mosaic set

    in Offering and Looking For...

    Posted

    On 3/29/2020 at 5:39 PM, Dave Garrett said:

    I've used PayPal almost since their inception, and continue to do so, but with certain caveats. Unless things have changed, they are not a bank, so they are not subject to the same regulations that banks are (many of which are for the protection of depositors/customers).

    Also, I do not have my main bank account linked to my PayPal account, but rather keep a separate account that is only used with PayPal, with only a small amount of money in that account to keep it active from the bank's perspective. I use PayPal primarily for eBay transactions, and although I rarely sell on eBay these days, both eBay and PayPal policies strongly favor buyers (a primary example: buyers now have 180 days - six months! - to file a claim, so as a seller, you are essentially providing a six-month warranty at no cost during which time a buyer can change his/her mind about the purchase). If a seller winds up on the losing side of a dispute, and doesn't have a sufficient balance in their PayPal account to cover refunding the buyer, PayPal can claw back the balance from their linked bank account. Hence the recommended use of a PayPal-specific bank account to which money is regularly swept from the PayPal account, then withdrawn/transferred to another bank account that PayPal does not have access to. 

    Unscrupulous buyers can work eBay/PayPal's buyer-oriented systems to their advantage, and there are plenty of stories from sellers who've had it happen to them. Of course, I would not expect such things to be much of a concern in smaller, more collegial environments like this one. 

    The other thing about PayPal is that they can — and will — override eBay.   That happened last year when I got the shaft from a buyer in NC (automotive merchandise ...not jazz or music related).    Due to a technicality, eBay sided with the buyer and I went directly to PayPal — and they quickly ruled in my favor and pulled $450 from the seller.  

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