alocispepraluger102

HELLyeah! That's what I do! ... but diversification is the way to go. Depending on your age, you want to balance equity and income funds appropriately. And as far as fund fees, you should rarely (if ever) pay more than 1% - and never a "load". There are more and more "lifestyle" funds available from major fund houses, too (Vanguard, T Rowe Price, etc.). You pick a retirement year and it will rebalance itself over time. how can an individual purchase no-loads? all my people are pushing their load funds, of course, and this is what bothers me. It's pretty simple if you have a basic brokerage account. The Fidelity website prominently advertises theirs. I recommend doing some research on the Fidelity and Vanguard websites, as well as Yahoo/Google Finance. If you want to shell out some coin there are some good publications out there on mutual funds, too. Which of the big fund houses is your brokerage/advisor affiliated with? SEI It's really easy to invest directly through the no-load companies. They want your money and will help you any way they can to purchase/transfer your investments into their funds. Tell SEI that you're taking your business elsewhere. even entire accounts? can i deal directly or do i need to go through one of their representatives?

HELLyeah! That's what I do! ... but diversification is the way to go. Depending on your age, you want to balance equity and income funds appropriately. And as far as fund fees, you should rarely (if ever) pay more than 1% - and never a "load". There are more and more "lifestyle" funds available from major fund houses, too (Vanguard, T Rowe Price, etc.). You pick a retirement year and it will rebalance itself over time. how can an individual purchase no-loads? all my people are pushing their load funds, of course, and this is what bothers me. It's pretty simple if you have a basic brokerage account. The Fidelity website prominently advertises theirs. I recommend doing some research on the Fidelity and Vanguard websites, as well as Yahoo/Google Finance. If you want to shell out some coin there are some good publications out there on mutual funds, too. Which of the big fund houses is your brokerage/advisor affiliated with? SEI

HELLyeah! That's what I do! ... but diversification is the way to go. Depending on your age, you want to balance equity and income funds appropriately. And as far as fund fees, you should rarely (if ever) pay more than 1% - and never a "load". There are more and more "lifestyle" funds available from major fund houses, too (Vanguard, T Rowe Price, etc.). You pick a retirement year and it will rebalance itself over time. how can an individual purchase no-loads? all my people are pushing their load funds, of course, and this is what bothers me.

http://www.kascak.com/users/Tom/beer/bottl...er%20-%20f.html

of course, that's true, but teamwork still doesnt pay or market well.

dont you understand that style and athleticism and showmanship and nike are bigger and more important than basketball? basketball and teamwork are for squares.

prime!

thanks! having done that with one of the premier companies, i appear to be on the right track. i think i was greedy and wanted to pay little or no fees.

There are a lot things I'd ask for here but investment advice isn't one of them, particularly asking for a name. That's something I'd go to trustworthy friends/family about. thanks, of course. i was considering there are are some fine wise minds here. family and friends advice can be spotty, as well.

would like some help from some of the fine minds here on where to put my retirement monies or someone trustworthy and wise to manage them for me. my advisors arent particularly bad, but i hate to pay them 1 percent per year. in 15 years, that's fifteen per cent. dont particularly want to deal with retirement or investment boards.

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mr. ghost, check your recent donations. god bless, sincere thanks for the beautiful programs. aloc

what about the new rule changes?

What is "high gravity"? HIGH ALCOHOL CONTENT CHEAP LAGER BREWED SPECIALLY FOR THE GHETTO BY THE BUDWEISER PEOPLE: Hurricane High Gravity HG Get ready to "Feel the Pull" of the new Hurricane High Gravity Lager. Hurricane HG is on target to blow away the competition. This exciting new product is smooth-brewed with quality hops for Higher Gravity. Hurricane High Gravity Lager delivers the rich taste consumers demand. Pull in more sales with smooth-brewed Hurricane High Gravity. Brand Role Hurricane High Gravity is a great product to help source volume as well as providing single serve opportunities. Target Adults, primarily 21- 34. Product This exciting new product is “Smooth Brewed with Quality Hops and Extra Barley Malt for Higher Gravity. Hurricane High Gravity is 8.1% ABV. Packaging Hurricane High Gravity Lager is available in 24 oz. single serve cans, 24 oz. cans, 4 pack 16 oz cans and 12 oz. cans. (99 cents for a 24 ouncer)

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After all the hype over this new product I was excited to finally get my hands on it - and in its brand new 40oz form - thanks to FultonCounty40z! To make a long story short, its a decent malt taste at a strong % - easily the smoothest of the high gravity brews. Reminds me of Magnum - if this was a regular malt that wouldn't be a compliment, but being over 8% it definitely is. Easy to drink and gives a decent buzz. This replaced Hurricane Ice, which was basically only test marketed in OR & WA states, but unlike that brand (which was 7.5%) this one is spreading like AIDS. Swill is swill but not too bad. I would definitely drink this on the reg if I could get it by me easily. Overall 9 outta 10 stars for being probably the smoothest HG on teh market. If people keep choosing St. Ides or Steel Reserve 211 over this, it's only cuz their taste buds rotted away from life long alcohol abuse.

Universal backs free music rival to iTunes By Joshua Chaffin and Aline van Duyn in New York Published: August 29 2006 05:02 | Last updated: August 29 2006 05:02 Universal Music, the world’s largest music company, is backing a start-up that will allow consumers to download songs for free. It will rely on advertising for its revenues, offering a different business model from that of Apple Computer’s popular iTunes music store. The move reflects music companies’ willingness to experiment as they try to capture some profit from the boom in digital distribution still dominated by illegal file-sharing networks. The service, SpiralFrog, represents a departure from Apple’s 99 cents-a-song business model and other legal download services which charge a subscription fee by being completely free. It is due to start up in December. A report released last month by the International Federation of Phonographic Industries revealed there were still 40 illegal downloads for every legal one. Although Apple’s iPod and its iTunes music download service has 80 per cent of the market for legally downloaded music, competition is expected to hot up in the run-up to Christmas. This year, the IFPI has predicted that 60m music players will be sold worldwide, many of them MP3 players not compatible with Apple’s services. As well as start-ups such as SpiralFrog, established companies are getting ready to flex their muscles. Microsoft is to launch Zune, which will offer music players and a music download store. MTV has launched Urge, a service that has downloadable music and music videos via subscription. “Offering young consumers an easy-to-use alternative to pirated music sites will be compelling,” said Robin Kent, SpiralFrog’s chief executive and the former head of the Universal McCann advertising agency. Mr Kent has held talks with labels Warner, EMI and Sony-BMG and hopes they will be lured by the surge in online advertising. Merrill Lynch last week raised its forecast for the sector’s growth, predicting it would expand by 35 per cent this year in non-US markets to $11.6bn (£6.1bn). US growth is expected to increase by nearly 30 per cent to $16bn. Perry Ellis, the fashion company, said it would advertise on SpiralFrog. Levi’s, Aeropostale, Benetton and others have expressed interest. “Our audience is into music and can be more easily reached on the web,” said Oscar Feldenkreis, president of Perry Ellis International. Other music services are looking to advertising for their revenues. The new Napster allows consumers to listen to up to five tracks for free while they view advertising. Meanwhile, video-sharing sites, such as YouTube, have held talks with music companies about showing music videos, which would then be supported by advertising. Mr Kent said his research revealed that young consumers would be willing to endure advertising as long as the brands and products were relevant to them. Copyright The Financial Times Limited 2006 "FT" and "Financial Times" are trademarks of the Financial Times. Privacy policy | Terms © Copyright The Financial Times Ltd 2006.

This one should be available on stealth release by Wednesday direct from CD Baby. It has a couple of the tracks featured on David Brent Johnson's (aka Ghost) program. David, I will be sending this to you. It has remastered versions of those tracks that are quite a bit better than the draft masters I gave you for your progam. thanks.

great show!

last week lazaro did a 5 hour show dedicated to the remarkable entertainer and jazz musician jack teagarden. has anyone here had any personal memories or contact with him?

my most memorable newcastle was downed while running the wrong way on a moving sidewalk toward the mgm from ceasar's. i finished the newcy en route. since i was running 8 miles a day, it was fun. downing the stale tasting newcy was the hard part.

bell's expedition stout. what a breakfast!

got the 7 and 4 (jaarvi) from eclassics for 79 cents a movement(192k). barbirolli 1 with the halle has been a fav for 40 years, and then there are 2 and 5. all i need to get now are 3 and 6.