Hey Bebop, its chilly in here!
Free For All, the Rewards proram is free. I understand some may feel that the ability to keep track of everything you buy is intrusive (and it is), but the fact is a ton of retailers are doing the same thing from most of the supermarkets in my area to sporting goods stores, office supply stores ect, ect. Hell, I think I need a man purse just to tote all the cards around.
Sundog, I will let you know.