The Magnificent Goldberg

This stems from Chuck's suggestion on the reverse thread. Yes, there are plenty of BN cuts that other jazz musicians have recorded, but what about the ones that SHOULD be recorded but aren't? I have a batch of candidates. The first lot all come from Big John Patton albums: Night flight a fantastic Harold Vick burner. The way I feel such a simple tune which can let a musician go anywhere Ding dong instantly catchy head I want to go home a really evocative tune Jakey another real burner OK, enough Patton (can there ever be enough?) Sneaky Pete a fabulous Lee Morgan line, from the album "Sonic boom" Son of Ice Bag a great groove number by Hugh Masekela - not sure whether Hugh had recorded it earlier, but Lonnie Smith's is THE version Idle moments a great Duke Pearson ballad One Cylinder a classic chunk of very cool early Acid Jazz by Freddie McCoy. Freddie recorded his own version, released on his album "Peas n rice", a few weeks before Lou Donaldson's "Alligator bogaloo" was recorded, but Lou's is by far the better known version. Only Lonnie Smith, who didn't get a solo on Lou's version, has attempted the tune since. Ladyfingers a great jazz waltz by Shirley Scott, from Stanley's album "Hustlin'" List your own candidates. MG

I doubt very much that most commerical rappers would disagree with you on this point. Yet another example of how capitalism is the true source of moral ills in our society. Booker T Washington was a capitalist. MG

Spirits is a great album, which I only got last month. Love it! MG

Fear you're correct. MG

Yes to both - though I think I've got all the Jaws/Shirley material. But "Jaws" and "Jaws in orbit" could be added to the "Cookbooks" as well as "Smokin'". I reckon a complete Jaws/Griffin set, covering the Jazzlands and the Prestiges would make a great box. Also yes to Patterson/Stitt, Patterson/Ervin and Patterson trios (particularly the latter, since I haven't got "Holiday soul". I'd also like a complete John Wright set. I love his sound. An Ammons/Stitt set wouldn't go amiss - early and post-prison recordings. Johnny Lytle on Jazzland & Milestone. And OF COURSE the complete Freddie McCoy on Prestige. MG

George Coleman also played on Reuben Wilson's "Cisco Kid" LP and on Rodney Jones' "Right now" with Will Boulware on organ. Nice version of "Pink Panther" on that album. MG

No one's mentioned Gil Scott-Heron's "Winter in America", which I like very much. I also like the Harold Vick a lot. I'd quite like to get the Shirley Scott, too. MG

It's a dead rip off of the BN style! Really shows how much care Concord are going to take of the Fantasy heritage, doesn't it? MG

It's amazing! I never HEARD of anyone being able to negotiate a bank into a lower margin. Just shows how different things are. MG

So how can a lender calculate at the start the full cost of the mortgage, as Dan said? MG Variable rate mortgages in the US have caps on both the maximum increase in an adjustment period as well as a lifetime cap (typical are 2/5 or 1/4). Therefore, at closing, there are more disclosures given and a worse case scenario is used to determine the maximum full cost of the mortgage. I find it very surprising if fixed rate mortgages are literally unavailable in the UK, as most people recognize them as the safest, most conservative way to finance home purchases. What happens in a situation where interest rates are rising and payments increase to the point where homeowners can no longer make their payments? Usually, the mortgage lender will work out a refinancing option that takes the final payment further away in time and costs the borrower even more. Since interest rates usually rise when house prices are rising faster, there's usually sufficient equity for that to be a reasonable proposition. But people's homes do get reposessed. If that happens when prices are falling, the homeowner is in the mire; no home and a big debt. MG Are there annual or lifetime caps to how much a rate gets adjusted? Why aren't fixed-rate mortgages offered? They used to be, but I suspect the lenders caught a cold a bit too often. 35 years ago, one of my then elderly collegues used to boast about what a good deal he had with his fixed rate mortgage; it wasn't marginally better - it was a hell of a lot better than a variable rate. He got it just before the beginning of a housing boom and interest rates went up well above his fixed rate. If that happened in enough cases, it would be a powerful disincentive to lenders to try again. There are no caps. The whole thing is market set (except for the Bank of England base rates, to which all other interest rates are sensitive). Lenders compete, partly on interest rates, which keeps them all more or less in line with one another. The country is small enough for people to borrow from a very wide range of theoretically local Building Societies (equivalent to S&L I think). MG

If it'll work for you do it. Presumably that would also gain you credit for other items bought through amazon.co.uk. I get stuff from Amazon UK dealers, too. I guess quite a few here do, from time to time. MG

So how can a lender calculate at the start the full cost of the mortgage, as Dan said? MG Variable rate mortgages in the US have caps on both the maximum increase in an adjustment period as well as a lifetime cap (typical are 2/5 or 1/4). Therefore, at closing, there are more disclosures given and a worse case scenario is used to determine the maximum full cost of the mortgage. I find it very surprising if fixed rate mortgages are literally unavailable in the UK, as most people recognize them as the safest, most conservative way to finance home purchases. What happens in a situation where interest rates are rising and payments increase to the point where homeowners can no longer make their payments? Usually, the mortgage lender will work out a refinancing option that takes the final payment further away in time and costs the borrower even more. Since interest rates usually rise when house prices are rising faster, there's usually sufficient equity for that to be a reasonable proposition. But people's homes do get reposessed. If that happens when prices are falling, the homeowner is in the mire; no home and a big debt. MG

So how can a lender calculate at the start the full cost of the mortgage, as Dan said? MG Variable rate mortgages are possible but fairly uncommon in the US. Most people do have fixed rate mortgages. "possible but fairly uncommon"???? Fixed rate mortgages remain more common than variable rates in the US but variable rates have grown enormously more popular for ten years or more, and the percentage of mortgages that are fixed rate will continue to fall as different financial instruments continue to be marketed. So how do they calculate the cost of a variable rate mortgage in advance? MG

I love De La myself, and would point to them (not forgetting the contributions of Prince Paul) as central to my own personal "golden age" of rap. But it's funny how most "golden ages" seem to coincide with the observer's teens and twenties. I know for a fact that the golden age of punk happened when I was 15-17. And the golden age of the gospel quartets occurred when I was between 0 and 7. The golden age of Rhythm & Blues (original style) also occurred at that time. So did the golden age of Bebop. MG

I've wondered about that album for years. Is it worth buying? (I've always been afraid that if you're a big Sonny Clark fan, as I am, the covers could just come off as annoying.) I don't know about that particular album, but John Hicks' "Music in the key of Clark" is an album I have never got tired of playing. It really evokes Clarke very well. And of course, it has remakes of "My conception", "Minor meeting", and "Sonny's crib", as well as a few lesser known Clark numbers. MG

So how can a lender calculate at the start the full cost of the mortgage, as Dan said? MG

Cor, only three and a half months after the end of the period! Over here, we have until December, but really until October, for the tax year ending the previous April - if we miss October, the Inland Revenue will arbitrarily estimate what we owe. Then it will take ages to get the tax right for the following year. (We pay tax as we go, through employers' deductions.) MG

What period is this deadline for? MG

It's probably 40 or more years since mortgage lenders in Britain were offering mortgages at fixed rates. With a variable rate mortgage, it's not possible to know how much it will cost 30-40 years in the future. I guess you don't have variable rates in the US. MG

Karma was one of four hit albums that Pharoah had. It got to #47 on the R&B album chart and 188 on the pop chart. Funnily enough, it didn't get on the R&B chart until a few weeks after it had left the pop chart. I love this album. In the late '60s and early '70s, I used to play it to friends who exclusively liked rock and it invariably made a big impact. But I never thought that they were really digging it for what it was but only because it sounded "freaky"; ah, and because of the lyrics of "Master plan" (as well as of "Hum Allah"), which were very '60s flower power, only a bit late. One of the things that always surprised me - and still does, whenever I think of it - was that Pharoah, who is 3 years older than me, was taken in by all that idealistic flower power hogwash that the youth of that day thought was the answer to everything. But of course, it's no good arguing with Sanders' opinions; you simply have to accept that was what he thought; his views are no more objectionable than those of, say, the Dixie Hummingbirds. Historically, Pharoah, to me, is the true descendant of the honking tenor players of the '40s: Illinois Jacquet; Arnett Cobb; Big Jay McNeely (particularly); Wild Bill Moore; Willis Jackson; and Hal "Cornbread" Singer. Yes, even when he plays a ballad album like "Welcome to love", he puts that kind of sexy breathy passion into his ballads. You get everything in "Karma". While "Master plan" is obviously the major cut, "Colors" is also a wonderful ballad track. Sanders music always makes me feel good; makes me breathe more deeply; makes me smile more; makes me dance. "Karma" does all this even more than most of Pharoah's albums (exceptions are "Rejoice" "Live" and "Lord let me do no wrong"). I'm glad this is AOTW - I'll put it on when I've stopped listening to Rev Gates. MG

I have Javon Jackson's "Easy does it", which is pretty good and Lonnie Smiff's "Too damn hot", which is brilliant. I keep forgetting to check out the Greg Hatza albums on Palmetto - he was a very good Jimmy Smiff-influenced organist in the 60s. MG

"Main stem" - Kenny Burrell, Jr Mance, Tommy Flanagan, Terry Gibbs, Milt Jackson, James Moody, Oliver Nelson, Oscar Peterson, Zoot Sims, Ben Webster. Lots of others. Why do no hard bop musicians record "Way back home"? MG

What are "fold-downs"? MG Back in the old days, they use to made two different mixing, monos and stereos, from the original master tapes. A "fold-downs" is a monophonic mixing made from two channel stereo mix, not a real monophonic mixing indeed. That's interesting. I could never hear Bobby Hutcherson terrily well on my friend's stereo copy of "Let 'em roll", so I bought a mono version and could hear him much plainer. I can still hear him clearly on the (UK) CD reissue, which is stereo. MG

I liked the photos of Illinois and of Bill Crow carrying his bass across Broadway. MG

What are "fold-downs"? MG