Jim, FWIW I just logged in to Paypal and copied the following:
Sending and Receiving Money
When you send money (initiated from the "Friends and Family" tab of the "Send Money" flow) to, or receive money into your PayPal account from, friends and family without making an underlying donation or commercial transaction (that is, the payment is not for the purchase of goods or services or for making any other commercial transaction), we call that a "personal transaction".
The rates relating to personal transactions are set out below.
Sending domestic personal transactions
Fee Table: Sending domestic personal transactions
Payment method
Fee
PayPal balance or a bank account
No fee
Cards
2.90% + fixed fee
Amex Send™ Account
No fee
Visa+ transaction to Venmo Visa+-enabled digital wallets
No Fee
Visa+ transaction to non-Venmo Visa+-enabled digital wallets
1.75%
A minimum fee of 0.25 USD
A maximum fee of 25.00 USD