Absolutely! I've been reading the Forbes magazine with brief bios on the 400 richest Americans. (This year's list is focused on philanthropic works - no surprise there.) When I read about all the people who seemingly never go without (anything money can buy anyway), just by virtue of their luck in parents, it's amazing. This isn't a slam on the rich, per se. But the whole silver spoon thing...
The lesson here, in my experience, is the harder you work, the better your "prayers" work. Sometimes.
But when loved ones become terminally ill, I say my little non-denominational, non-directed "prayers".