Dan,
Doesn't matter to me, really. The house we bought here would have run close to a half million bucks where we used to live. Plus, taxes here are a fraction of what they are down there. Not to mention insurance. I remember when I first called to get our cars insured here. When he gave me the quote, I said "no, I mean for the entire year". So did he. So, all in all, you're not really making out that muh better with your appreciation than I already am on a monthly basis.
Besides, sitting out on my deck looking over the Missouri hills and not hearing a sound while watching the sunset is worth the difference.
I do miss the Gulf though, I'll admit that. But it's just too damn crowded for my taste anymore.
You're right about the snowbirds, too. That's where your overcrowding comes from. Less and less return home every year. How many true Floridians have you ever met? People were always astonished by the fact that I was one.
And those Frogheads (that's what the blue-haired demons are referred to on the Gulf side) are truly a disaster waiting to happen. Spent many a day fighting my way through the Froghead Death Match.
Oh, and one more thing I don't miss. Road rage. And Florida is the road rage capital of the world.