Nice post, Shawn. Money isn't everything. I'm actually nearer to MG's age and grew up in Sheffield, mentioned in Sidewinder's post so I felt I should add a comment.
My memories up to the age of ten are-
gaslights, horses and carts , trams, bombed out buildings and piles of rubble, dirt. One room down, two rooms up, an outside toilet, no bath, we had the option of a tin bath filled with kettles or the public baths up the street. Radio playing all the time, no tv until I was about eight or nine, no telephone.no garden of course. Going shopping with my mother , ration books, shops with pneumatic tubes for the billing and cashier, sawdust on the floor. Everybody very happy and friendly,lots of jokes and laughter, lots of pals, playing outside all the time in all kinds of weather, building dens in wrecked houses. no toys that I can remember, new clothes once a year. Parents always broke, something that I wasn't aware of at the time. A special treat about once a year was lunch in a restaurant. Our one luxury was the cinema, we lived three doors from the picture house and were regular visitors. hence my lifelong love of films. I can relate to the steelman mentioned in Sidewinder's post, I knew a great many people like him.