I live and work outside of NY now, although I lived and worked in NY from 1980 until 1993 when the company I worked for moved to NJ, and from my perspective NY is an infinitely better place in the last 20 years than before. Now, if you want to say it's in spite of Guiliani rather than because of him, I really don't know. However, like it or not, the person who is in charge when good or bad things happen gets the credit or the blame, as the case may be.